01 — Choose
Pick the habits, set the rewards.
Pick the habits that matter and the amount you want to reward each completion.
Your resolutions, rewarded. This is behavioral wealth.
Money fuels habits.
Money fuels habits.
Habits build wealth.
Resolutions fail because the effort is now and the reward is later. Yealth closes that gap: every task you complete toward a good habit is rewarded with your own money, invested in your own goal.
Joined by founding members from 12 countries.
Effort now. Reward later. The unfair deal.
You’re not lazy.
The reward is just too far away
to feel real.
Every “I’ll start Monday” follows the same pattern: the effort is immediate and concrete, the reward is abstract and later. Your brain quietly discounts it — and your habit quietly dies.
Yealth flips the deal. Finish the habit, feel the reward quickly — as your own money moving into your future. Your future self is your biggest fan, today.
92%
of New Year’s resolutions are abandoned in the long term. The majority of them (57%) after just 3 months.
Norcross et al., University of Scranton — longitudinal study of New Year’s resolvers (J. Subst. Abuse, 1988; replicated 2002).
How it works
Three steps. One loop. Your money, your habits.
Yealth doesn’t pay you to behave. It moves your own money into your own investments the moment you complete a habit. Effort and reward, finally close together.
02 — Reinforce
Task → Reward → Projection.
Yealth verifies completion and moves the reward into your piggy bank. Then projects it onto your goal. Your future, made real now.
03 — Compound
A self-feeding virtuous circle.
Habits grow. So does the portfolio they build. Your self-improvement and financial growths hand in hand.
Four beats. One loop.
The smallest distance between a habit and a reward.
Yealth was built around one obsession: shrink the time between effort and reward. Each step is grounded in science.
-
Choose
Choose what matters.
We chunk the big goal into doable, tailored tasks.
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Stake
Put real skin in.
You reward your own effort. We sweeten the deal.
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Act
Act.
Task-reward reinforcement keeps you going.
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Compound
Compound holistic wealth.
A self-reinforcing double helix of growth.
Why your last habit app didn’t work
Streaks don’t change behavior. Stakes do.
Other apps try to motivate you with meaningless badges or punitive, stressful commitments (bets against you or conditional deposits). Yealth makes it easy to reward yourself with your own money, because that’s what the evidence says actually works.
Grade 1 & 2 evidence · 100+ peer-reviewed studies
As referenced in
Independent studies on the fundamental triggers. We are not affiliated with or endorsed by these publications.
Pre-commitment
Yealth makes your future self your biggest fan.
Loss aversion
Once your future self is before your eyes and your future wealth is real, you won’t let them fade away.
Variable reinforcement
We help you tailor rewards and adjust them to keep you going.
Actual Intelligence
In the era of LLM fluency mistaken for proficiency, we rely only on true brainpower and true science to improve your life.
Habits in the air
Support from and to the people you love.
Yealth can go beyond your habits and support someone else’s: a child’s study routine, a partner’s project, a parent’s daily walk. Community support = greater success.
“The best way of loving people forward is to empower.”
For your child
Reward studying, reading, sport. Build their first portfolio while they build themselves.
For your partner
Be the reason their long-postponed goal finally compounds. One loop, two beneficiaries.
For your parents
Daily healthy habits, small actions, real long-term value for the whole family.
For the people who want to build it with us
Don’t just wait for Yealth. Shape it.
This list isn’t a queue — it’s a room. Tell us which habit is killing you, which feature would unlock you, what you’d actually pay for. We’ll build the app around the answers.
Co-design — your feedback ships into the product.
Be ahead of the curve — beta drops to this list before anyone.
Founders’ pricing — yours, for life.
Back the build
If you’ve ever wished a product like this, support us.
It’s the cheapest way to make it real.